BUSINESS FUNDING, MADE STRAIGHTFORWARD

Business funding starts with one application.

Tell us what your business needs, securely upload four recent bank statements, and let FCFC review the complete file for available funding paths.

Start Secure Application →
No credit checkNo obligation to acceptSecure document uploadSave and resume
FUNDING SOLUTIONS

What could the right capital help you do?

Start with your business goal. FCFC can review available structures after understanding the request and recent cash flow.

$

Cover Working-Capital Needs

Support payroll, inventory, operations, repairs, or a time-sensitive opportunity.

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Smooth Cash-Flow Gaps

Explore flexible access to capital when timing between incoming revenue and expenses creates pressure.

E

Purchase Equipment

Replace or add vehicles, machinery, technology, or other business-critical assets.

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Grow or Expand

Fund hiring, marketing, a new location, renovations, or other legitimate growth plans.

HOW IT WORKS

Three clear steps to a complete review.

1

Tell Us What You Need

Complete the business, contact, funding, and owner information.

2

Secure Details & Sign

Complete the secure owner details, review the application, and sign online.

3

Upload Statements & Finish

Upload four complete business bank statements and submit the completed file to FCFC.

DOCUMENTS MADE EASY

Clear guidance at every step.

Upload four consecutive complete business bank statements as PDFs. Calendar-month and mid-month statement cycles are both supported. If your latest complete statement leaves a gap through today, you can also upload current transaction history covering the day after that statement ended through today. Clear mobile screenshots are accepted when a current-activity PDF is unavailable.

Start Your Application →
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Four consecutive complete statementsPDFs downloaded directly from your business online-banking account. Calendar-month and mid-month cycles are accepted.
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Current activity when a bridge is neededIf the latest complete statement leaves a gap, provide activity from the day after that statement ended through today.
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Photos or screenshots accepted for current activityUpload enough clear images to show every transaction in chronological order for the needed bridge period.
FREQUENTLY ASKED QUESTIONS

Before you apply

Does applying require a credit check?

No credit check is required to submit the application. Credit requirements may vary by funding product and provider during final review.

Why do you need bank statements?

Recent business bank activity helps providers understand deposits, cash flow and existing obligations so available options can be evaluated accurately.

What if I cannot download current-month activity?

You may upload clear screenshots or photos showing the full transaction history for the needed bridge period, including dates, descriptions and amounts. For mid-month statement cycles, start with the day after your latest complete statement ended.

Is approval guaranteed?

No. Availability, approval, pricing and terms vary by business and funding provider.

Business · Step 1 of 3Progress saves automatically. Sensitive identity fields and signatures are not stored in the resumable draft.

STEP 1 OF 3

Tell us what your business needs.

Start with the basics. Secure business and owner details are next.

BUSINESS & CONTACT

STEP 2 OF 3

Complete the secure details, review and sign.

Finish the secure business and owner information, review the application, then sign before uploading the statements. Sensitive identity fields and signatures are not stored in a resumable draft.

Why this is neededFunding providers use verified business and owner information to evaluate the request. Your completed application and documents are submitted through FCFC's secure application workflow.

BUSINESS DETAILS

PRIMARY OWNER

We request only the last 4 digits at this stage. If a funding provider later requires more identity verification, FCFC will request it separately through a secure process.

CURRENT BUSINESS FINANCING

REVIEW & SIGN

Your signed application will include a submission audit trail. After signing, upload the four required business bank statements to finish.

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All funding options, approval decisions, rates, terms and requirements vary by business and are subject to review. No approval or specific funding amount is guaranteed.
STEP 3 OF 3

Upload your statements to finish.

Your application is signed. Upload four complete PDF statements from the business checking account, then submit the completed file.

Statement 1Ready for upload
Statement 2Ready for upload
Statement 3Ready for upload
Statement 4Ready for upload
Choose four complete statement PDFs. You can remove or replace any statement before submitting.
Optional at submission. Adding current business-account activity can strengthen and speed the review.
My statements close mid-month or I need help

Mid-month bank and credit-union statement cycles are accepted. Download the four most recent complete statement PDFs from online banking. If current activity is needed and a PDF is unavailable, upload clear screenshots showing every date, description, and amount in order.

Your signed application is not submitted until all four required business statements are saved and you press Submit Completed Application.
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APPLICATION RECEIVED

Your file is in review.

We received your application and document list. A funding specialist will follow up if anything else is needed.

  • Signed application and audit record received
  • Four statement files saved with your funding request
  • Secure review and file preparation started

Ready to connect your business to capital?

Complete one application and submit your recent business bank activity.

Apply Now →